Australia’s inland waterways, such as the Murray River, are popular destinations for boating, fishing, and recreational water activities. 

However, despite their tranquil appearance, these watercourses can pose serious risks. Strong currents, submerged obstacles, changing weather conditions, and limited visibility are all common hazards that can lead to accidents or fatalities if safety precautions are not followed. 

Understanding and adhering to safety regulations, especially those related to life jackets and vessel registration, is critical to ensure the safety of everyone on the water.

One of the most critical updates in water safety on inland waterways is the introduction of a new Australian Standard for life jackets – AS 4758. This standard replaces the older AS 1512, AS 2260, and AS 1499. The new AS 4758 provides clearer guidance on buoyancy levels and performance, making it easier for boaters to choose the correct type of life jacket based on their water activity and environment. For example, life jackets are now categorised into Level 50, 50S, and 100+, each suited for different conditions, from sheltered waters to open sea. For inland waterways like the Murray River, Level 50 or 50S jackets are typically recommended, depending on the activity.

Wearing a life jacket is not only good practice—it’s the law. In many states, including South Australia and Victoria, it is mandatory for all occupants of certain vessels, such as kayaks, canoes, personal watercraft, or small boats under six metres, to wear life jackets at all times on inland waterways. Authorities frequently conduct compliance checks, and non-compliance can result in fines. More importantly, life jackets save lives by keeping individuals afloat in the event of capsizing or falling overboard, especially in remote areas where help may not arrive quickly.

Equally important is ensuring your watercraft is registered. Operating an unregistered boat is illegal and significantly affects your insurance coverage. Most general boat insurance policies require that your vessel be registered to be eligible for cover. If your craft is involved in an accident and it is found to be unregistered, any insurance claim may be denied. Registration also aids in identifying vessels during emergencies and promotes responsible boating.

To stay protected, always ensure your vessel meets local registration and safety requirements before heading out. Regular maintenance, carrying appropriate safety equipment, and keeping an eye on weather forecasts are also essential practices. Moreover, knowing the layout and conditions of the waterway you are navigating—such as sandbars, weirs, and snags—is vital, particularly on the winding stretches of the Murray River.

When in doubt, seek professional advice. Your general insurance broker or adviser is a valuable resource for ensuring your vessel is adequately covered and that you meet all legal obligations. They can assist in clarifying the details of your policy, including what equipment is required, what safety standards must be met, and how to stay compliant.

By following the latest regulations and using common sense on the water, you can help ensure a safe and enjoyable experience for all involved.

If this article has inspired you to think about your unique situation and, more importantly, what you and your family are going through right now, please get in touch with your advice professional.

This information does not consider any person’s objectives, financial situation, or needs. Before making a decision, you should consider whether it is appropriate in light of your particular objectives, financial situation, or needs.

(Feedsy Exclusive)